Buying a Car

Buying a car is a big step, and it's important to think about what you want before you start looking. How much do you want to spend? Where should you buy your car? Making these important decisions will help you to avoid problems later on.

What to consider

First, decide what you want and how much you can afford. Include the cost of insurance, MOT, road tax, petrol, repairs and servicing. If you are taking out a loan, add up the repayments and include any protection insurance.

Don't rush into a decision. Look at car magazines and price guides to see what is available for the price you want to pay, and to check the value of any car you want to trade in. Also many consumer magazines such as “Which?” will give independent reviews on cars which could help you make a decision. Then start shopping around by visiting dealers to find out what they've got in your price range. If you don't know much about cars, it's a good idea to take someone with you who does.

Look for reputable dealers - ask the advice of friends who may have had experience. Look for a trade association sign. This should mean the dealer follows a code of practice such as the Code of Practice for the Motor Industry.

Some breakdown recovery packages offer a free inspection as part of your membership or you could pay for an independent inspection by a professional mechanic or one of the motoring organisations. It costs between £100 and £300, but could save you money in the long run.

Data source: Consumer Direct - Funded by Government.

 

Carculator

Enter only numeric values for the 'Loan Amount' and 'Loan Length in Months' and then click 'Calculate'.

Description
Data Entry
Loan Amount
Loan Length in Months
Interest Rate %
Calculated Monthly Payment

applynow

Latest Car Related News

"Prime Minister accused of misleading drivers."

"September 2007 - New Car Sales Figures."

"Tired Driving Survey Results for 2007."